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Moved out of apt on good terms, received a break down and a refund check. 20 days later they say they overpaid me . Do I pay ?
Richard's answer
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Answered on September 22, 2018
Unless the property management copy itemize why the $220 has been added, you should not pay it. The law requires an itemization of all charges...
Archived
Bank levy from degault judgement entered in 1999. Not our debt, proof from Wells Fargo. What now?
Richard's answer
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Answered on September 22, 2018
This appears to be a matter of mistaken identity or possibly identity theft. However, bear in mind that Wells Fargo was recently fined $1 billion...
Archived
What should I do, bankruptcy business and an uninsured driver had an accident (excluded from the policy)?
Richard's answer
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Answered on September 21, 2018
As you have indicated that you are already in a Chapter 11 bankruptcy proceeding, which I assume is for the business entity, I assume you have...
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Money transferred to a parent before bankruptcy?
Richard's answer
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Answered on September 20, 2018
If the monies paid to parents were "gifts" and not payments on loans, then they may be subject to recovery by the Chapter 7 trustee under Section...
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When I am not liable to the lender on a credit card do I have to include it in a bankruptcy?
Richard's answer
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Answered on September 20, 2018
Based upon the information you have provided, it would appear that you are simply an authorized user on the account, for which you have no personal...
Should I start not paying my 40k debt in credit cards before filing bankruptcy and wait to be sued by creditors first?
Richard's answer
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Answered on September 20, 2018
I am sorry to say that I have to agree with my colleagues. If you go delinquent, you will only trigger the collection process. That will consist of...
Archived
What is the difference between and "authorized user" and an "additional user" on a credit card account ?
Richard's answer
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Answered on September 20, 2018
An authorized user is an individual who the account owner has authorized to use a credit card, commonly a family member and in some cases even a...
Archived
When you are an additional user on a credit card - what liability is there when filing bankruptcy?
Richard's answer
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Answered on September 20, 2018
Unless you are a joint account owner, merely being an authorized user on the credit card account does not create liability on your part. If you...
Archived
Filed chapter 7 bankruptcy 6 years ago and included judgment creditor. They filed an abstract w/ county. Now I bought home?
Richard's answer
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Answered on September 20, 2018
If the debt has been discharged, then the abstract of judgment which was recorded prior to the bankruptcy no longer is effective. There are two...
Archived
If it leads to a judgement that she owes the other party .She does not work her husband does ,can they garnish his wages?
Richard's answer
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Answered on September 18, 2018
The earnings of married persons are community property, absent a prenuptial or post-marital agreement making them separate property. If a debtor...
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