The Fair Credit Reporting Act (FCRA), Section 605, is the law that regulates credit reporting agencies. The law states that credit reporting...

How do I avoid the FL-130 fee of $435?

Fill out the Request for Fee Waiver using Form FW-001. You'll need to demonstrate that you qualify by showing a low level of income, currently...

Can u file bankruptcy without costing more money ?

There is available a free, walk-in clinic between 10 o'clock and noon, and again from 2 o'clock until 4 o'clock, every Monday and Wednesday at the...

I want my name off a loan I signed for. Should I just file bankruptcy and have the car repossessed?

Your question falls somewhere between the adages about shooting oneself in the foot and cutting off one's nose to spite one's face. If you have...

Does $175 k exemption qualify BK7, CA EDD Temporary disability income with certifications from my doctor?

You need an advocate, not an attorney whose immediate inclination is to side with the position of the trustee. While being in the status of...

Do supplemental insurance payouts need to be included as income in bankruptcy?

I agree with my colleagues that supplemental insurance benefits from a private carrier similar to AFLAC need to be disclosed as income on Schedule...

Can a minimized copy of a response to a complaint be considered served properly in bankruptcy court?

Frankly, I assume (or hope) your question is not asked in seriousness. As much as copiers can reduce to a smaller size, or duplex to utilize both...

Do I need to file bankruptcy ?

I agree with my colleagues. While the fresh start provisions of the bankruptcy process are attractive when you are contemplating new ventures and...

Can I renew my Calfiornia state court judgment after a debtor receives discharge?

While my colleague is correct that you can take no action to collect the debt without a court order, you need to file a motion for relief from the...

How can I help my daughter?

First, the award of attorney's fees and costs is enforceable under California law until paid, as money judgments under the Family Law Act are not...