Halli Baum Heston

When a person looks at Wikipedia for the definition of Friend they don't normally see Attorney or ESQ there in the definition but we want to thank you, Friend. Five + years ago we could not see daylight any longer. We had liquidated assets, savings, retirement and ran up debt just trying to prese...rve the shelter over our heads. We had leveraged our line of credit in a dark attempt to chart our lives into calmer seas but the storm of the housing industry hit us like a hurricane. We even liquidated a mutual fund just to get into the then 'solution' fad of the day 'modification' only to find we had been prey, that attorney would be later dis-barred. In a last ditch effort I called an old friend I had not talked to since High School, as the HARP law was being rolled out and something happened; a deal was worked out by Chase and our Court appointed legal aid. It was workable, we saw a glimmer of hope, then it was dashed down as we found out WE were a Mortgage Backed Security and the foreclosure King, Deutsche owned our note. They would not approve the plan, the note holder would not approve the modification. A few days later we met with legal aid to see our options and found we had very little, Chapter 7 or Chapter 13. My cousin gave us the best possible advice: check the best lawyers in the OC for Chapter 7 & Chapter 13. Then decide. We did that. Halli and you have been indeed the BEST in the OC. You told us up front our requirements, we told you we could do it and you delivered for us. You've always answered every question even when the money pressures got me hot and I got snarky. It has been a long 5 years with many adventures, my wife working two jobs like waitressing at Denny's while stocking shelves at Walmart. To watching every penny and working on a 2nd job myself, just to stay in the plan. Thanks again, Job well done Ms. Halli Heston ESQ and the Heston team, Friends. Dennis & Susie