If I am forced to convert my chapter 7 to a chapter 13, what to expect? fees. etc.

If you did the chapter 7 yourself you really need to meet with a local attorney, they might be able to save your chapter 7 or if needed help you...

Where can I find an attorney that does loan modifications?

Try NACA.org they are a non profit organization that my clients have used and have had good results. For more information, visit...

Chapter 7 means test

You can not double dip, you can only use the actual amount your a paying, and if it is over the standard allowance, but you cant use the standard...

It will not affect you as long as you continue to make the monthly payments. I really do not see why they need this information from you, the other...

Pay for Delete letters

One advantage of at least meeting with an attorney is they can evaluate your situation and determine if settlement is the best option for you....

Debt collector took more money then settlement

You never want to give a debt collector your banking information, as they are not all honest. If you decide to settle send a money order, and then...

I am living out of USA, and for that reason I stop paying my credit card debts.Can I go to jail once I get back there?

No you will not go to jail, there is no debtors prison in the US. But when you do get back take steps to deal with your financial issues, either...

Can I file bankruptcy separately even if my husband doesn't want to and be protected from mortgage?

You can file as separated if your marriage is dissolving, you will not need his approval or cooperation as long as the two of you are truly...

I got summoned by a debt collector lawyer a few weeks ago. What do I do next if I am in the process of filing bankruptcy?

If you are filing bankruptcy, then the bankruptcy will put a stop to the lawsuit or any judgment obtained. Just get the bankruptcy filed and then...

Can i get arrestes for a non paid payday loan?

You will not be arrested, there is no debtors prison in the US, but they can sue you and obtain a judgment which would allow them to garnish your...