We can not afford our chapter 13 payments.

If you do not pass the means test you should be able to afford a chapter 13 plan payment, You really need to meet with a bankruptcy lawyer to...

Chapter 7

Unfortunately you can not remove/strip the second mortgage with a chapter 7 bankruptcy filing. If this is your goal you should have an attorney...

I am in a debt relief program and they have take 4 months of my money and gave me nothing but headaches

This is a common complaint, these companies usually take all of your payments the first few months as fees, that way they are paid in full up front...

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Hello and thank you,Q;Am I leagally obligated to fill out a financial stmnt to a colltn agency that bought my wrttn off cc debt?

I agree with my peer, if you have not been sued and being required to provide the information by the court then you do not and most likely should...

Which chapter of bankruptcy would be better to file if it envolves a car?

This question really shows why you should probably never be a cosigner, a cosigner is just as liable for the debt as the person they are cosigning...

Jail for not paying a pay day loan and closing account?

If you have gotten to the point where you have payday loans, and can not pay them you most likely need to consider bankruptcy, take the time to go...

Car repos can be one of the most aggressive credit collectors, they often obtain judgments and then attempt to collect on those judgments by wage...

Chapter 7 Second Mortgage Discharged

Yes they can foreclose on their secured lien, they just should not be able to come after you for any deficiency. For more information, visit...

Retaining a bankruptcy attorney does not stop a wage garnishment, in order to implement the automatic stay and then stop the garnishment the...

Does a Bankruptcy need to be advertised in your local paper

While it is public record it is not posted in the papers in our local area. If someone wanted to check they would need to go down to the bankruptcy...