I have not made a house payment in 2 years. BAO hasn't foreclosed. How long should this take?

Unfortunately, there is nothing you can do to force the issue. You may want to consider calling them again and offer deed in lieu of foreclosure,...

Lawyer in bk7 reaffirmed 2nd mtg but not 1st. Can I "walk away" from 2nd mtg but keep paying 1st?

Since the discharged happened in 2009 it is unlikely for you to revoke the reaffirmation. The only other suggestions I have are: Talk to a...

Can I sue a dealership for lying to me?

Unfortunately, the writing will control (i.e. the contract which you signed and I will presume it says without navigation). Any oral promises can...

Who can pick up my vehicle from auction (reversed repo)chapter 13 if i don't have my drivers license?

Whether or not you have your driver license is not controling to picking up your vehicle. if you can prove ownership you can very well bring a...

Please help me understand.."no copies of the trust deeds with recordation data to show that liens encumber the subject property"

I practice in Los Angeles divsion routinely. I appeared before all judges even the most recent appointed judges in our district. The denial is...

Is it unreasonable to ask Midland funding to validate a debt with a copy of the original agreement with Capitol one

It is not unreasonable to ask, but generally the original will not be provided but rather a scanned copy. I presume you are trying to request the...

How can i convince My financing company to release my vehicle to some one else because i don't have a license to drive out(ch.13

I think the obvious answer has already been stated. It will take significantly more effort to require your financing compnay to issue this release...

Is a credit card settlement offered to me by a law office via a taped via phone legally binding?

The offer even if true, was not accepted by you therefore not binding. The better suggestion now is to try to get them to offer something close to...

I filed chapter 13 to save my home

You can refile your bankruptcy but this time make sure you are able to make the payment. At the same time, you should contact your lender to see...

Wage Garnishment (MI)

You used the phrase "1/3 settlement," if the case has settled then they should not sell the loan and allow another creditor to collect on a settled...

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