Archived
Chapter 7 bankruptcy. Discharging student loans. What is the process? How hard? How expensive are legal fees generally?
Benjamin's answer
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Answered on May 03, 2016
It is slowly but surely becoming easier as the current student loan mess nears its tipping point. I'm sure that you've by now heard of 11 USC...
Archived
I have a house with about $70,000 of equity. If I sell the house before bankruptcy can I still protect the proceeds?
Benjamin's answer
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Answered on March 31, 2016
Agree with several responses. You need to contact a bk attorney (most offer free consultations) before you do ANYTHING. California homestead...
Archived
What happens to the co-signer of a loan if I file bankruptcy?
Benjamin's answer
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Answered on March 31, 2016
In a Chapter 7, the co-debtor receives no protection. Once your liability is discharged, the co-debtor is on the hook.
In a Chapter 13, the...
Archived
Writing letter to a creditor saying they are in violation of the bankruptcy code because I received discharge. dischargCitation?
Benjamin's answer
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Answered on March 31, 2016
Mr. Taylor got it, Bankruptcy Code section 524
Chapter 7 bankruptcy in California. How are debts owed to the 91 Express Lanes / OCTA treated in chapter 7
Benjamin's answer
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Answered on March 25, 2016
I would have to agree with the other answers on here that this would be non-dischargeable. HOWEVER, I fairly recently had a case where my client...
Archived
Chapter 7 bankruptcy. Debt owed to ex wife dischargeable? Was part of marital settlement agreement but not for support.
Benjamin's answer
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Answered on March 21, 2016
This type of debt would be non-dischargeable in a Chapter 7. It could possibly be discharged in a Chapter 13 "super-discharge", but then you would...
Archived
If my family harrasses me in a deceitful manner because of my chapter 7 bankruptcy. Can this be considered harrassment?
Benjamin's answer
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Answered on March 21, 2016
Agreed with everyone else here. This is definitely not a bankruptcy question, and most likely not a legal one. If I had to advise you to do...
After bankruptcy discharge, the bankruptcy trustee keeps checking your bank accounts and if he does ,for how long
Benjamin's answer
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Answered on March 14, 2016
It is highly unlikely that you will ever hear from the Trustee ever again. The "no-asset report" that he most likely filed (unless some of your...
Archived
Which is more damaging to my credit score; debt management or bankruptcy?
Benjamin's answer
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Answered on March 14, 2016
Those debt management companies are borderline scams. What you should do is file bankruptcy. If you have a fixed SSI income and no non-exempt...
Archived
How serious an offense is it that my bankruptcy attorney lost most of my file including ALL my financial docs I provided him?
Benjamin's answer
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Answered on March 08, 2016
I would double check and make sure the files are truly "lost". Attorneys vary widely in how organized they are. It could be that the files are...
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