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Timothy William Combs's Answers (232)

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What does the value of a car need to be to be exempt for Chapter 7

Timothy's answer | Answered on April 08, 2010

Property (in this case equity in your vehicle) must be exempted under the rules of your state to ensure it is protected. You should consult with a...

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Is it normal to make 6 or more payments to your chapter 13 bankruptcy even before you sign your papers to start the 5 yr plan?

Timothy's answer | Answered on April 08, 2010

Well said

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Can a person do a short sale while starting a chapter 7

Timothy's answer | Answered on April 08, 2010

Perhaps the person asking is a real estate agent.

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Can my husband file bankruptcy on money he has agreed to give me in divorce settlement

Timothy's answer | Answered on April 07, 2010

Speak with an experienced family law attorney in your state. It seems you are talking about different types of obligations. He is likely giving you...

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Can I get my money back from a lawyer that never file my bankruptcy..

Timothy's answer | Answered on April 07, 2010

Consult your legal services agreement and speak rationally with your lawyer. He may owe you nothing, but be willing to grant a partial...

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After you file bankruptcy (chapter 7) can bill collectors garnish your checks..

Timothy's answer | Answered on April 07, 2010

In most cases, collection attempts will STOP shortly after your Bankruptcy Petition is filed, due to what is known as the “Automatic Stay”. In...

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I had to file chapter 7 in 3/03 can I file joint with my husband now?

Timothy's answer | Answered on April 07, 2010

If you want to be included, you should wait. It takes 8 years from your last filing. Disclaimer: This Post does not create an attorney-client...

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We met with an attorney Feb 2009 for filing a chapter 7. Not sure WHY it is taking so long, but wondering if we can keep tax $?

Timothy's answer | Answered on April 07, 2010

Well said Mr. Wheaton. The tax refund is an asset. It must be listed on your schedules and then exempted. Communicate with your attorney. The...

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Chapter 7 Bankruptcy

Timothy's answer | Answered on April 07, 2010

I advise you seek experienced bankruptcy counsel. You will file individually and list any of your late husband's debts that could impact you. That...

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Can i file unemployment while filing for chapter 7

Timothy's answer | Answered on April 07, 2010

Sure. It is income and should be reported. Especially on your Means Test. Disclaimer: This Post does not constitute legal advice and does not...