I reaffirmed a car loan during bankruptcy.The bank is not reporting to the credit agencies.Can i give the car back without payin
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Answered on April 13, 2010
Talk to them about reporting, it may just be an error. Your liability is not contingent on whether or not they report. If you reaffirmed in...
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House Foreclosed, 2 years later second wants money. Can I discharge in a BK without involving other creditors?
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Answered on April 12, 2010
I wouldn't want you to become "cat food" people. If you qualify, chapter 7 should discharge your personal liability on the second mortgage (and the...
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What happens if I "walk away" from my house?
Timothy's answer
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Answered on April 12, 2010
If you walk away from your house:
There will certainly be a negative impact on your credit, you may be liable for the deffiency after the...
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Had a chaton facebook with a 19 yr old that later claimed to be 16 'there was no plan to meet up and i dhave a completely cleang
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Answered on April 12, 2010
Can you please clarify your question?
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Chapter 7 bankruptcy house not reaffirmed
Timothy's answer
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Answered on April 12, 2010
If the debt was discharged and you didn't reaffirm, you should not be liable for any deffiency. In other words, you aren't personally liable but...
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I filed last July 2009, and was granted Chapt 7 on Nov 5th. Lack of assets reason. Now however my credit report has errors.
Timothy's answer
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Answered on April 12, 2010
With all respect, your question is long and confusing. Please try to simplify, clarify and re-post.
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I'm being harrassed from the sheirff department for a credit card charge off from Capital One is this legal?
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Answered on April 12, 2010
The Sheriff's Department is not trying to complicate your life...they are just working as the process server. They just want to hand you the...
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Car in Chapter 7 Bankruptcy
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Answered on April 12, 2010
Well said Mr. Morje. Exemption law varies by state and is more complicated than most debtor's assume. Do yourself a favor and consult with an...
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Are non-federal student loans dischargable in chapter 7 bankruptcy?
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Answered on April 12, 2010
Agreed, even private student loans are VERY difficult to discharge. Consult with a bankruptcy attorney so he or she can explore your specific...
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Can I file a chapter 7 and still save my house even though I'm behind on my mortgage?
Timothy's answer
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Answered on April 12, 2010
Please see my answer to your other (duplicate) question.