Does student loan money received count toward income for means test purposes in chapter 7?

The proceeds from a loan will not be viewed as income for the purposes of the means test. I would be glad to help if you like:...

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Can bank still legally collect mortgage after it is discharged in bankruptcy?

I would start by ensuring that they are aware and have a copy of your discharge. If they try to collect thereafter they do so at their own peril....

Is it necessary to reaffirm student loan debt in chapter 7 in Arizona?

Agreed, you are required to list all assets and liabilities. You may not pick and choose. You will also notice a spot in the Summary of Schedules...

If I file Chapter 7 will it do anything for my 2nd mortgage if I want to keep my home?

I generally agree...the infamous "Chapter 20". However, please be aware that some districts will not allow Lien-stripping if you are ineligible...

Assets acquired by the estate in bankruptcy/

Well said Mr. Eron. There is a lot of uncertainty in your question, making it difficult to answer. I HIGHLY advise that you sit down for a face to...

I just met with a bk atty and he told me that because I own my car the bk will take it and leave me with no car, is that true

As stated so well by my colleagues, it will really come down to whether or not you are able to exempt Your Equity in the vehicle. The portion that...

Bankruptcy

I agree with Ms. O'malley. Don't fear the situation...find out what the situation is. If you were discharged of your obligation, answering their...

The answers have been well stated by my colleagues. I might add that if you have the time to wait it out, that may be your best option. In chapter...

Want to file chapter 7 b/c of home owners assoc judgment against me. What happens to the judgement?

Speak to an experienced bankruptcy attorney about your overall financial situation. In short, you will no longer be personally responsible for the...

How to get a lien off of my property?

I agree, you need a good lawyer to examine your specific facts and the timeline of the lien to determine its legitimacy and whether lien avoidance...