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I have about 13,000 in unsecured loans and credit card debt with no job or money. Wat should I do? Bankruptcy?
Timothy's answer
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Answered on March 29, 2010
Mr. Reisinger raises some good points / considerations. My advice would be that you consult with an experienced bankruptcy attorney in your...
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Is it possible to list my credit card as a debt if I'm not the primary cardholder?
Timothy's answer
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Answered on March 28, 2010
You may list debts that obligate YOU, or that you think the creditor might claim you are responsible for. However, it sounds like this is the...
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I had a personal bankruptcy in 2007. If I get married, can my new spouse file for bankruptcy?
Timothy's answer
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Answered on March 28, 2010
Your previous filing will not impact your new wife.
Whether or not she qualifies will be based on her current situation.
Disclaimer: This...
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I am about to file bankruptcy on 4 properties. I also own my own home. I may file on this too. How long before I give up home?
Timothy's answer
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Answered on March 28, 2010
I agree with my colleagues. Please understand that Mr. Myers' description is very accurate. Also, that bankruptcy varies by chapter. You cannot...
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When does a bankruptcy discharge take place
Timothy's answer
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Answered on March 28, 2010
Your question is a bit general in nature, but this should help:
The timing of the discharge varies, depending on the chapter under which the...
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Should I use an attorney or one of the debt settlement companies online to settle my debts for me?
Timothy's answer
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Answered on March 26, 2010
I agree. Please see me Legal Guide regarding debt...
What is the statute of limitations for HELOC loan in CA ?
Timothy's answer
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Answered on March 25, 2010
I agree. If I understand your question, you really aren't looking at a statute of limitations issue here. Instead, you are talking about a secured...
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How do I modify my child support payments?
Timothy's answer
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Answered on March 25, 2010
Typically there are standard local court forms you can use to schedule a hearing for modification. Then you can state the facts and changes to the...
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Can the company's I owe still go try to collect and call me after I file my bankruptcy petition?
Timothy's answer
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Answered on March 25, 2010
In most cases, collection attempts will STOP shortly after your Bankruptcy Petition is filed, due to what is known as the “Automatic Stay”. In...
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PACER Website
Timothy's answer
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Answered on March 25, 2010
If you can gain access to Pacer, you will surely get your question answered. On the other hand, why not just ask your attorney if he has filed and...