Archived
What can I do to have a collection notice removed from my credit? It should never have been placed on my credit to start with.
Aaron's answer
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Answered on August 02, 2016
Consult with a consumer lawyer who deals with credit repair. These attorneys will be able to give you options and let you know whether or not you...
Archived
If I file for a personal bankruptcy can I keep my house whose mortgage is up to date and my vehicles which are paid for?
Aaron's answer
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Answered on August 02, 2016
It depends on your state's homestead exemption. Speak with a local bankruptcy attorney. Many offer free initial consultations and you will learn a...
Archived
In Oregon if you file Bankruptcy Chapter 7 can you include tax debt to the IRS from 2011?
Aaron's answer
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Answered on August 02, 2016
3 Year FEDERAL rule on that, so yes it should be as long as there was no fraud involved.
Archived
DUI case status says: Full Payment Collections AND Case Assigned to Collections
Aaron's answer
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Answered on August 02, 2016
I would physically go into court to find out the "current" status of her case.
Archived
I checked my credit reports with all three agencies. There are two collection agencies listing old debts who never contacted me.
Aaron's answer
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Answered on August 02, 2016
Mr. Sinnett is correct. You should have your credit report examined by an attorney who specifically deals with credit repair and debt reporting...
Archived
How do I appeal my dismissal of my bankruptcy chapter 7, case that has had adverse outcome?
Aaron's answer
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Answered on August 02, 2016
Assuming there is not a bar against you refiling bankruptcy, you may want to refile your case. Do keep in mind filing a second bankruptcy within a...
Archived
Bankruptcy Chapter 7
I OWE TO IRS INCOME TAX CREDIT AND STATE TAX
Aaron's answer
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Answered on August 02, 2016
Assuming you do not have a tax lien, unpaid tax liability is usually unsecured priority debt. You may be able to discharge prior tax liability in a...
Archived
I am paying installments on a 10,000 bail bond can I file bankruptcy on this it is causing me to possibly have to go bankrupt
Aaron's answer
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Answered on August 02, 2016
Are you paying the County or a bail bond company these installments? There is a district Idaho case that opines, If you had a bail bond company...
Archived
Considering Chapter 7 bankruptcy. Just got approved 4 military disability w/ a lump sum and monthly to follow. Ruins means test?
Aaron's answer
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Answered on July 31, 2016
Not necessarily. You may still be able to either pass the means test or be exempt from the means test. The means test is complex. However, many IRS...
What is the statue of limitations on a violation of automatic stay in california
Aaron's answer
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Answered on July 31, 2016
Congress did not establish a statute of limitations for damage claims under 362(k) also known as Willful violations of the automatic stay. See In...