I misspelled some words you might not understand what I was trying to say

If your wife thinks she may be subject to debt that she does not owe or never had and that debt is showing up on her credit report, she may want to...

After 10 years can medical debt still be collected?

If a suit if filed against you for the collection of debt (like a breach of contract claim) and you have affirmative defenses, you need to mention...

How long does it take to get chapter 13 discharge papers trustee has been paid all documents have been signed

This can take as long as 5 to 6 months after final payment. Speak with your bankruptcy attorney, he or she can likely give you an update as to the...

Bankruptcy I and J expenses. qualifying for Chapter 7 bankruptcy payment of expenses to family members.

There are nuances to the means test and taking certain deductions that might not be readily apparent to you. Deductions are different from...

How do I clear an eviction on my credit report?

Send in a dispute letter (via certified mail) to the credit reporting agency reporting the business eviction. The agency must conduct a reasonable...

Will I have to pay my tax return to the court if I file bankruptcy ch 7?

If you received a legitimate tax refund and you spent the money on reasonable and necessary living expenses then you should not be worried about...

As you will be able to walk away from the payments owed (assuming you receive a discharge) you should also walk away from the premise. The landlord...

I no longer what my car loan, I'm going to write it off on my Chap 7 bankruptcy. When will my car be repossessed?

If you return your car you may be liable for the deficiency (loan amount is greater than fair market value of car). This means the lender could...

I just disputed two collection items that showed up on my credit report. What's my next move?

Did you send the disputes in writing via certified mail? Did you send your dispute into a credit reporting agency and how long has it been since...

Student loans and bankruptcy

You likely should be able to keep your car. California allows you to exempt a certain amount of equity in your vehicle depending on which...