Maybe. However, the debt collector has to first obtain a judgment against you before they can enforce it. Levies (i.e. freezing accounts and taking...

Should I try to settle a debt collector suit if I have been served?

Yes, you can try to settle now. But, you should probably file an answer. You have 30 days from the date you were served to file it. If you do not...

How long is my automatic stay in a Ch 13 case filed within one year of receiving a Chapter 7 Discharge.

The discharge date is different then the filing date. The filing date is what triggers whether or not you receive a limited 30 day stay (i.e. you...

What does it mean when it says you must receive credit counseling within the 180-day period before you file bankruptcy?

You must complete the credit counseling course within 180 days of filing your bankruptcy case. If you complete the course but do not file...

Illegal Credit Reporting: Did the Lessor violated the CA Civil Code 1786.18(a)(4) by reporting to the debt collection agency?

If you dispute the validity of the debt or that you owe it, you may be able to remove it from your credit report. I recommend you consult with an...

What course of action can I take against Time Warner for sending me to collections BEFORE sending me my final statement?

You may have other claims besides disputing the debt. Did you ever receive a debt collection letter or phone calls? Often times debt collectors...

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When my ex filed chapter 13 he listed me. I filed an opposition to his extension for time and it was posted as part of the case

If he owes you past due child support or spousal support then he should have listed this in his chapter 13 plan and you should file a timely proof...

Can i make create a payment arrangement to a collection agency after they filed a civil suit against me?

Yes, you can agree to a monthly repayment plan with the collection agency. However, get everything in writing and have an attorney review it for...

Can I get money back that was levied from my bank account that had nothing to do with me?

Were you a co-debtor with your mom on the debt? Did you sign any paperwork with the creditor? If the debt is really not yours, you may have debt...

What are my options regarding division of property agreement in a divorce settlement?

I recommend you consult with a consumer attorney who specializes in credit repair or FCRA claims. Generally, removing credit history from your...