My 80 y/o grandmother received a complaint for damages on a credit card she had, but is positive she didnt make all the charges.

You should speak with a defense debt collection attorney. You have strict time limits to file an answer. Also, if your grandma has other debts or...

Speak with an attorney that specializes in FCRA right away.

What is the best way to consolidate my debt? I am trying to get a fresh start.

You may be eligible for either a chapter 7 or 13. Which you fit into depends on a few factors including how much income you bring in and how many...

What happens if end date of a settlement agreement is reached and there is still a balance left due to reduced payments?

The response posted earlier is on point. Your agreement should have been in writing. The terms of that agreement will govern what you and the...

What is the statue of limitation in California.

4 years for breach of written contract. Here is a self-help link that may guide more: http://www.courts.ca.gov/9618.htm Best of luck!

In addition to what has already been stated, you may be the victim of identity theft. If you never had a citibank credit card and you think someone...

It is best you hire a bankruptcy attorney to help you. Best of luck!

3 credit cards that are over 2 years old & not paid. one is in collections & on 1 I got a 1099-C. it says cancellation of Debt

You may be able to obtain the credit card agreements online through the credit card's website. SOL can be tricky as there may be tolling issues to...

Can I file for chapter 7 bankruptcy?

A chapter 7 bankruptcy may be a good option for you. You have several moving parts, it really is best if you sit down with an experienced...

You may want to send the credit reporting agency (CRA) that is incorrectly reporting it, a dispute letter. The CRA has a duty to investigate if the...