Can my wages be garnished?

If they have a judgment against you then yes they can probably garnish your wages. Usually when someone co-signs they are putting their name down...

I have a debt and need to claim B.K. I also just started a business that is not yet profitable can I save my business ?

Many people file bankruptcy and can still keep their business. A lot depends on the property owned by you and the business and the income produced...

How to answer a motion for judgment from creditor?

You should show them proof of payment and contact them right away. If they do not dismiss your case asap then you should contact a consumer...

I am received a summons from a law firm/debt collector for a credit card debt that wasn't paid.

Yes, they may show up at Court. If they do not, then the judge may request they do. It is dangerous to assume the debt collection law firm will not...

Can a lump sum retro military disability check disqualify me for chapter 7 bk ?

How much is the check for? What other assets and/or property do you own? What is your annual income and household size. These are questions along...

Are my funds still exempt without filing an exemption?

Social security income is usually protected but that does not mean it cannot be released to the creditor. If the bank does not know is SS income or...

Is this real or a scam?

This sounds like a scam. As a bankruptcy lawyer, I see things like this more often than not with my clients. You should speak with a consumer law...

These types of debts can be dischargeable. There is a special window for taking out cash advances prior to a bankruptcy filing that could make...

Getting a lump sum? I have two judgements against me. Will they(both of them or just one of them) garnish my lump sum

If you have two judgments against you and you cannot afford to pay them then you may want to consider your bankruptcy options. If your debts are...

Settled debt with creditor for less owed, now suing for balance.

If you have the written agreement and proof of payment and if they are still trying to collect the debt then you may have a debt collection case...