Do I owe the balance if the lender reported on credit bureau report "written off $28.530" ?

Usually a charge off reported on a credit report just means the creditor is claiming they are charging it is as a bad debt. However, this does not...

I need some advise and some help with a good lawyer

If you have concern about being able to afford to pay back the amount the insurance company is seeking then you may be able to file a bankruptcy...

If the IRS sent my debt to a collection agency can I negotiate a lower amount?

Every situation is a little different. However, you may be able to negotiate to payment plan with them. Sometimes they take into account your...

What kind of bankruptcy should I file?

You can probably wipe out your medical bills. Students loans probably not however. Before going into a bankruptcy you should speak with an...

Is there a possibility that my back pay could be taken ?

I am not entirely clear on your question, however, if you are not in default with your student loans and if you are asking if the student loan...

You may want to consider bankruptcy. Bankruptcy erases most debt including most attorney fees. You may be surprised but bankruptcy may provide more...

My wages are being garnished without being served. What can I do?

You should contact a bankruptcy lawyer ASAP. Bankruptcy can immediately stop most wage garnishments. Once the Sheriff finds out you filed...

The interest rates on these tend to be very high. Most people end up paying much more than what they originally borrowed because of the double...

If you do not recognize the debt as ever being yours then you may want to contact an ID Theft lawyer. An Identity theft lawyer can explain your...

Can I be pursued for payment of auto repossession 10+ years ago?

There are various events that delay the time period or statute of limitations to a written contract. People are sued all the time for very old car...