How should I deal with a debt buyer (collector) who has been unable to serve me with a subpoena?

There is likely already a lawsuit filed against you and they are just trying to serve you the papers. Depending on your financial circumstances and...

You can request they verify the debt as a prior answer stated. You may also be able to dispute the debt with the credit bureaus. Most credit...

Should I wait till divorce is final or refile after divorce?

It really depends on a number of factors some being how much debt is in your name, how much debt is in her name, and how many co-signor accounts do...

You would list both. There is an option on the forms to relate the original debt to the collection agency. I would suggest to contact a bankruptcy...

I would like to ask a few questions about bankruptcy?

Feel free to give one of us a call. Many of us offer free consultations.

I spoke with the collector on the phone and agreed to pay the debt?

How much is the total debt for? Is interest being charged on the settlement? What is your debt to income ratio? Does $50 per month seem to break...

Bankruptcy can likely stop the garnishment. Depending on your income levels and if you own a home chapter 7 bankruptcy maybe a good option for you....

Try to settle the debt or if you cannot afford to do that then you may want to look into your bankruptcy options. Bankruptcy wipes out most debt...

A little more information is needed. However, a type of writ used to enforce a judgment can be a recorded lien against real property. That lien is...

It is possible for someone to not qualify for either chapter 7 bankruptcy or chapter 13 bankruptcy. If there is disposable income available each...