How should i response? Do I wait to be served? Should I write a letter on my own asking for proof that I owe the $

You may be able to negotiate a debt settlement with PRA. All they want is money as soon as possible. Alternatively, if you have other debts and/or...

Can a 16 year old judgment from another state be collected in the new state where we live? From New Jersey now in ca.

First, was your mom listed as a party on the complaint? If not, you may have a debt collection violation. Second, did your mom ever file...

Can a collection company legally take money directly from my bank account (savings) for a debt from 2007 (already discharged)

If you filed a bankruptcy and had that debt discharged in 2007 and the collection company proceeded with their collection activity by placing a...

Quit claiming a property and avoidance of a lien

The lien follows the property not who is on title and so your lien should still be valid. However, you should look into whether your ex has filed...

How do I petition the courts to get my side heard and find out why I was never notified of a court hearing.

It is important you consult with either a debt collection or bankruptcy attorney. You may be able to stop this garnishment through bankruptcy....

Is that legal? How should I proceed?

The collection agency may be violating debt collector laws. You may also be able to fix your debt issue in bankruptcy. More details from your story...

Yes you are correct. This is the exemption system you would likely use considering you do not own or have any interest in real property. One...

Hi, need help from estate probate attorney

For those persons who die without a will, intestate succession governs who gets what. These are state specific default rules that govern estate...

If I have an appeal pending on a civil case and the defendant in the case files for Chapter 13 bankruptcy, doI need to ask

As my fellow colleagues have answered, you need to make a motion asking the bankruptcy court to lift the stay. If the bankruptcy court grants your...

California. What percent of wife credit card will need to be paid back under chapter 13? 10 cents on the dollar? 20? Thank you

What percent you pay on the dollar back to unsecured creditors depends on your monthly disposable income. It is not a matter of picking 10% or 20%,...