What happens when you are sued but don't know it?
Mar 12, 2021
Few things are as upsetting as discovering you have been sued but never knowing about it until your wages are garnished or your bank account is drained A likely scenario after a vehicle is repossessed...
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What to do when a Secured lender refuses to report on time payments to credit reporting agencies
Aug 30, 2020
One frustrating problem many bankrupt debtors face is when a secured lender does not report your timely post-petition payments they received while you are/were in a bankruptcy proceeding. Here is an e...
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Your vehicle has been repossessed -- now what?
Dec 17, 2018
Here is an analysis of what to expect. What happens next? 1. Depending on your prior payment history, the lender may not be required to allow you to reinstate the loan by simply paying the past due a...
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Judgment Debtor Examination -- What next?
Apr 23, 2018
If you are a judgment debtor who has been served with an order to appear for a debtor examination in connection with collecting a debt, what can you expect? If you are a judgment creditor, what can yo...
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Reaffirmations in Chapter 7 Bankruptcy
Dec 10, 2017
Some debtors are confused about reaffirmation of a debt during their bankruptcy What constitutes a reaffirmation? Reaffirmation means you sign a new promise to pay the creditor which promise replaces ...
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Some Steps to take to Collect Your Judgment
Oct 11, 2013
OK, you won your case and the court ordered your opponent to pay you. Now what? A judgment creditor can take the following steps to increase the likelihood of collecting from the judgment debtor:
1...
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Save your home using "lien stripping" and Chapter 13 to wipe out secured & unsecured debts!
Jun 30, 2010
Did you know that debtors owing more on their home than it is worth can remove the second mortgage lien on their home held by a creditor? For example, assume you own your home currently valued at $200,...
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