Questions answered by Stuart Gregory Steingraber

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Can I file Bankruptcy on a home that was awarded to my ex-spouse??

Stuart's answer | Answered on May 20, 2013

Yes and with a properly planned Chapter 13, you may be able to eliminate the 2nd TD entirely, pay up any arrears on the 1st TD over 60 months and...

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Do I need to list my regular paycheck on Schedule B of the Chapter 7 Bankruptcy petition?

Stuart's answer | Answered on May 20, 2013

If your income is based on wages and not commission, you treat it as a post-filing issue meaning you do not need to disclose it as an asset. Of...

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What exemption is used for public retirement systems (like CalPERS) that are an indefinite amount?

Stuart's answer | Answered on May 20, 2013

All debts and assets must be disclosed, including your interest in retirement/pension/profit sharing accounts. Generally, the amount is fully...

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Foreclosure or short sale after bankruptcy?

Stuart's answer | Answered on May 20, 2013

The answer to this question depends on many facts not included. Can you find comparable housing for the same amount you are paying now? Do you...

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Who is liable for a car should the driver get into an accident?

Stuart's answer | Answered on May 20, 2013

I agree with atty Brumer that this is not really a BK question, but it could become one later on. DMV probably does not know about the ToP plan,...

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Individual Bankruptcy- Community Property State California- Business Credit Card Debt

Stuart's answer | Answered on May 20, 2013

The Means Test is intended to steer certain high income/low expense debtors to a Chapter 13 option. Assets do not have a direct impact on the...

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I was issued a wage garnishment cc debt. Apparently I went into default in 2008. I had no idea! Can't afford 25percent.

Stuart's answer | Answered on May 19, 2013

You need to file an Amended Claim of Exemption listing accurately all your income and expenses and claiming 100% of you wages are necessary for...

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If I file for chapter 7 bankruptcy will my California 529 plan investments be exempt?

Stuart's answer | Answered on May 18, 2013

I agree with my fellow attorneys.

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Has still care loan and never missed payment. I am planning to file BK Chapter 7. Do I need to include it in my filing ?

Stuart's answer | Answered on May 17, 2013

All debts and all assets must be disclosed. You will be asked to sign a statement attesting to that under penalty of perjury. Bankruptcy is a...

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How do i get an avoidance of lien after I filed chapter 7 Bankruptcy and received my bankruptcy discharge?

Stuart's answer | Answered on May 17, 2013

I agree with atty Bunce. It sounds like the bank honored the automatic stay created by your BK filing because you say they never sent the money to...

Stuart Gregory Steingraber's Answers (6712)

Can I file Bankruptcy on a home that was awarded to my ex-spouse??

Do I need to list my regular paycheck on Schedule B of the Chapter 7 Bankruptcy petition?

What exemption is used for public retirement systems (like CalPERS) that are an indefinite amount?

Foreclosure or short sale after bankruptcy?

Who is liable for a car should the driver get into an accident?

Individual Bankruptcy- Community Property State California- Business Credit Card Debt

I was issued a wage garnishment cc debt. Apparently I went into default in 2008. I had no idea! Can't afford 25percent.

If I file for chapter 7 bankruptcy will my California 529 plan investments be exempt?

Has still care loan and never missed payment. I am planning to file BK Chapter 7. Do I need to include it in my filing ?

How do i get an avoidance of lien after I filed chapter 7 Bankruptcy and received my bankruptcy discharge?