You cannot split exemption systems between spouses. However, 703 exemptions provide for a generous "wildcard" of $25K plus a separate vehicle...

Post bankruptcy foreclosure credit reporting

Since this is a rental unit, have you been receiving rent during this time? If so, who cares Chase sat on it this long? Your credit score will be...

Where do i obtain a ...Exemption from the enforcement of judgments form? Then who to i send it to etc.? For the items a sheriff

I agree with the excellent and thorough advice provided by my colleagues. You should consider filing a Homestead on any real property you owe. A...

Do you have to sell your mortgaged home if you file bankruptcy?

Generally, you can keep your home while in bankruptcy because bankruptcy laws and rules allow debtors exemptions for homeowner equity. The...

Filing BK 7. Only secured debt Honda Civic 2009 (car). On time in payment. Want to keep it. Pls. advise action to take.

The lender will stop sending you statements, but will resume the statements on condition you reaffirm the debt. When you file your case you will...

I just received an order setting status conference and it noted the judge retired or changed divisions is this why I got this

I didn't see a question in your post. Please restate what it is you are asking.

My debt was bought. New debtor says to write out check to original creditor. Is this correct?

When your original creditor went BK, the assets of that creditor belong to the trustee assigned to the case. It appears that unless the trustee...

Does a trustee have standing to sue on behalf of a creditor whose claim is unliquidated and has no fixed value?

10th Circuit said Trustee had no standing to assert avoidance claim against a creditor's pre-petition claim against debtor: The 2007 ruling was: ...

I am filing Chapter 7 BK. I have checking/savings account joint with my daughter? Will this be taken by the trustee/creditors ?

No, because you can claim these funds as being exempt under CCP §703. The amount in the accounts at the time of filing is what counts. The joint...

A credit report showing a creditor charged off an account is not the same as not owing the debt. Generally, student loans are not discharged in BK...