How do I go about this?

One of the most common tactics used by debt collectors is the "imaginary deadline". If you initiate any kind of monthly payment, be sure to send...

When can I provide a Copy of Certificate of Debtor Education (Post Filing)to the Court? How about Tax Returns to Trustee?

Trustee requirements for receipt of tax returns varies, but generally 7-10 days before your Meeting of Creditors. You should file your post-filing...

Have filed BK Chapter 7. Do I need to notify my creditors myself? I have 2 pending collection cases?

The court sends notice of your filing to the creditors you identified in your petition/schedules at the addresses you provided. You should have...

Can I quit claim my house over to my son (who is over 18) wait couple of years and then file chapter 7?

Transfer of property for the purpose of hindering, delaying or frustrating a creditor's efforts to obtain satisfaction of a debt is classic...

As a bankruptcy attorney since 1976, I have not encountered the term "junk debt" discharge objections. However, a creditor must exercise some...

Is it true that Californian credit card statute of limitations is not relevant for the time that you spent out of state?

I concur with atty Stempler. The statute is said to be "tolled" (clock stops running) when the defendant is not within the state. This can be...

My income is above the median income in my area, Can I still qualify for a Chapter 7 Bankruptcy?

In order to give you any useful advice, it is necessary to have a much more complete picture of your finances. The Means Test has multiple parts...

In BK case, how common is it for creditor to object discharge of credit card transactions (not luxury) but over $500, >90 days

I agree with my fellow atty. It is unusual for a creditor to object for small amounts because the cost of recovery and processing a claim will...

Can I retain two bankruptcy law firms for $100 each and decide who I am going to use and pay for the filing in a month or two?

Sounds OK to me. I'm a sole practitioner and my clients tell me they appreciate dealing with one person for the entire case.

I FILED BANKRUTCY IN NOVEMBER 2012 - IT WAS DISCHARGED IN MAY OF 2013 - MY PAYROLL IS HOLDING MONIES THAT BELONG TO ME - HOW CAN

Did you (or your attorney, if you had one) claim the garnished funds as exempt? If so, tell your attorney to contact your employer and send them a...