In March, I allowed Kohl's Charge Card to make one payment over the phone on my account ( I never do that)...

Call your bank and cancel the automatic payment plan. A one time payment agreement has morphed into a lifetime membership with your bank. If your...

I am still in the house and the mortgage was discharged in Chap.7 bankruptcy a year ago. Default started 4/5/13. 8/1/13 sale

After the trustee's sale on 8/1/2013, you will be notified by the new owner (either the bank or successful bidder) as to your options. If the bank...

Have done my 2nd course (Post Petition instructional Course regarding Personal Financial management). Filed already BK 7.

Yes, you can file it now. If you mail it, be sure to attach the certificate to the Form with an extra copy of the package and a SASE to request a...

My husband incurred lg. medical bills before he died, & I must now declare bk in Calif. Can I file as a 2 person household?

Unless your deceased spouse has an estate, or other non-exempt assets, the medical bills will have to be satisfied with what was paid by the...

An involuntary lien can be avoided in Chapter 7 under 11 USC 522(f). A voluntary junior debt/lien can be stripped in a Chapter 13 when the stars...

Is an order granting relief from stay final if I filed a motion to reconsider in bankruptcy court?

You have two chances for a different outcome on your motion for reconsideration: slim and none and none left town. If your LL had a final...

I am planning on filing for Chapter 7 soon and have been helping my sister financially because she has cancer. Can I continue?

As part of the process of filing a Chapter 7 petition, you will need to complete a form referred to as a "means test". The purpose of the "means...

My non-English speaking neighbor/widower got a credit card judgement against her followed by a lien on her home.

I agree with the advice offered by my colleagues. After 3 years from the judgment lien, no appeal is possible or advisable mainly because she owes...

My Ex Husband filed a Chapter 13 Bankruptcy and paid the fee. Eight days later he missed the meeting with the Judge.

The main reasons why the BK judges place a 180 day bar against refiling is because of evidence of multiple, incomplete filings, bad faith and such....

Its been 2yrs since my bankruptcy. Can i put a car my husband bought me under my name?

If your Chapter 7 case was closed 2 years ago, there should be no problem putting the title in your name.