Is there a certain time period before a person files Chap 7 BK in which he could convert assets into exempt status ?

Bankruptcy planning to maximize exemptions is permissible provided there is no attempt to improperly transfer assets to 3rd persons without...

Selected as the best answer

Can a trustee take away the funds from a life ins. policy that will be used 4 support upon a spouse death and give 2 creditor ?

Life insurance policies basically fall into two categories: Matured and unmatured. Matured policies include "whole life" policies having a "cash...

Selected as the best answer

Can I add creditors debt to a bankruptcy I received after my filing date

From the facts you give, it appears that the medical debt was incurred AFTER you filed your BK. If that is the case, the medical debt did not...

Chapter 7 exemptions in California. Which exemptions would go toward exempting a potential Employment lawsuit? just wildcard?

Possibly 75% of unpaid wages could be exempted under 15 USC §1673.

Should I include in my bankruptcy an auto loan that was paid off 3 yrs ago with a history of a small amount of late payments....

I think my fellow lawyers may have misperceived your question. It looks like your question pertains to you correcting some information with the...

I received a summons from my creditor.

You are probably what is referred to as "judgment proof" meaning that you have little or no non-exempt assets. After a creditor gets a judgment...

If you settle a credit account balance with the card bank for a lesser amount, is the amount you save considered as income by th

You should confer with your accountant/CPA or tax attorney or preparer. Do not ignore the letter. Click on this link to the IRS website for more...

A pending case is being kept open which is preventing me from purchasing renters insurance. What can I do? Can't lease apartment

This question should appear in Personal Injury or Insurance category for best results

Are the Self Help Center at the Courthouse a good place to go to get help in fling out an Answer to Contract form?

Using the pre-printed Answer forms provided by the court are fine as long as you check the right boxes and follow proper procedures for filing and...

Selected as the best answer

Are there any decent lawyers in sacramento, ca that will take a smaller down and take payments? can't afford a large fee upfrnt

You can click on the "Find a Lawyer" tab on the AVVO site and look them over there. When you call the lawyer, ask about their fee/retainer policy....