Its been 2 years since our ch 7 discharge. Both mortgages were not reaffirmed. still current on first defaulted on HELOC.

If you hire a lawyer, he/she will instruct the lender to stop all telephone calls and letters and to communicate only with your lawyer. This will...

Your WC claim may have different parts which means part of it may be exempt and other parts not exempt. It is not "income" unless and until you...

“We are in Chapter 13 Bankruptcy (year three) and we found out that our attorney retired? He did not notify us.

Probably nothing. Most of the work on your case is done. Even if your attorney retires, he signed on to your case to the end. Keep making the...

Can I get a real estate sales license or loan originator license with a fresh bankruptcy?

Getting a RE license and filing BK are two different things and have nothing in common. Good luck on your test.

I am a co signer unable to pay my grandson private student loan and am 75 with fixed income and I talked to them but no help

It is too late to tell you what happens when you co-sign. But if you are asked to co-sign in the future, don't do it unless you are prepared to...

On the Debtors Statement of Intention under Ch. 7 BK, if there is no property secured by debt do I just insert none and if

No debts secured by any collateral = "none" on Statement of Intentions. For each asset listed you should exempt as many as possible using the...

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When you said you missed a payment but did not realize it, apparently Toyota did realize it and took the car for that reason. The repo company...

I am without leagal counsel, my attorney filed for substituon. Can my spouses attorney pay off loans dfrom a trust account?

This does not appear to be a BK question. Please re-post under Family Law. Also, this appears to have been posted 3 times.

Spouses attny while I'm without counsel has paid off loans from the sale of an asset.Can they pay off loans in a trust account?

I don't see a bankruptcy question here. Re-post under family law.

I filed for ch 13 bankruptcy. I made my last payment in May 2014, but I haven't heard anything. What happens now?

I agree with my colleagues, but add that you need to file an application for discharge which recites you have completed all terms of your Plan. It...