I agree with my colleagues that you should consult with an experienced creditor's rights/collection attorney. Depending on the amount owed, and...

Will bankruptcy discharge a lien? I have a criminal restitution lien against me. Will BK dismiss it in CA?

I agree with my colleagues as to the non-dischargeability of a court ordered restitution debt.

We are inheriting 25% of family home, we are in midst of short sale, but may foreclose & do BK instead. Can we retain our 25%?

More information is needed to give you useful advice. It sounds like you are under water on your personal residence which you are trying to short...

Negotiating a mortgage settlement after a BK-7

The key word in your question is "negotiating". Neither side can force a negotiated settlement. Both sides have to agree on the terms. Ignore...

Can we lose our home if we file bankruptcy?

From the facts you provide, your home equity exceeds the exemption available. You will be able to qualify for Chapter 13, but will probably need...

Is Signing for a loan modification a way to reaffirm a loan?

A reaffirmation is something that must be done during the pendency of the case. If you have obtained a discharge in your Chapter 7 case, a loan...

My chapter 13 (calif) was dismissed due to non payment to trustee. I had to retire due to medical reasons.

It may be possible for your attorney to reopen your case and amend your Chapter 13 plan to reflect your current financial situation and get a lower...

How long does a CH. 7 and CH. 13 bankruptcy stay on your credit report? Does it matter what state you file the BK?

I agree with my colleagues that the credit reports will contain your BK filing for 10 years, measured from the date you file. However, it is not...

Why am I being charged for default ?

I suspect the creditor's attorney filed an Adversary Complaint in your BK case in an abundance of caution because they believe your debt to them is...

What is the diference between an abstract judgement and a lien?

From the facts you provide, it appears the creditor obtained a judgment against you and recorded an "abstract" of that judgment in the recorder's...