Defaulted on car loan leaving a balance (~$12,000). Recently the car was totaled for $4500. Does the finance co get the money?

If the finance company is named as the insured loss payee, the check goes to them. They will keep the money.

Since the LLC is owned/controlled by you, it is a likely subject of interest by a creditor. Its bank records would show deposits. Unless it is...

Look to your lease first to see if it is mentioned there. Next, contact the City/County Fire Dept to see if they know the local rules on...

Am I eligible for a fee waiver if my income of 1400 and social security of 11,100 for the past year, to date, totaled 12,500?

In my experience, BK fee waivers are only considered upon the presentation of a complete BK filing. If you have a lawyer, (unless it is pro bono),...

If a bankruptcy petition is successful--would it stop a creditor judgment that was obtained before the bk was granted?

One of the main benefits of BK is the automatic stay. The AS arises immediately upon the filing of your BK case and prevents the commencement or...

I had a 2005 Buick century repo'd because I couldn't afford the payments. Will I still get garnished?

If the creditor sells the car, it is entitled to recover the costs of sale and then apply the net proceeds to your loan balance. The amount...

How long after I file my bankruptcy petition are the notices sent to creditors? And do the notices stay actions by creditors?

I concur with my colleagues that you and your assets (including wages) are covered by the automatic stay the moment you file your bankruptcy...

What kind of lawyer do I need?

You can find a Lemon Law attorney, consumer rights attorney, contracts attorney, warranty attorney by clicking the Avvo tab "Find a Lawyer". You...

I believe your disability claim is exempt based on CCP§703.140 which says, in pertinent part:...the following are exempt: "(10) The debtor’s right...

In Bankruptcy Case-California Central District, what date and time do you reference on a F4003-2.4 Order After Discharge?

You refer to the date the court granted your motion for an Order Stripping Lien. When you get your 13 discharge, record a certified copy of it and...