List it under "other income" on Schedule I. Average it out to arrive at a monthly amount and use that on the Means Test. BK is not a DIY project....

Whether or not the SBA loans are secured depends on what your loan documents say. Often, a deed of trust is taken to secure payment of larger size...

In my opinion, the combination of your 2012 BK in which you listed your 2nd mortgage debt together with the release of the mortgage itself is proof...

Can I get info on Bankruptcy and what it entails to qualify

Your threshold issue involves the "Means Test" which helps you see if you are a candidate for Chapter 7 or Chapter 13. Click the Avvo tab "Find a...

Can I sue for an unpaid loan if there was never a written contract?

Oral contracts are enforceable, the problem is compounded by contradictory evidence. Your father will claim the money he got from you was a gift...

Can my financial institution freeze my bank accounts and set them to cancel within two weeks?

As suggested by my colleagues, if your bank "froze" your account BEFORE you filed BK that would be considered their right of "offset". However, it...

What is a vacated case in court due to medical bills.

More information is needed to give you useful advice. Are you the plaintiff or defendant in the case? Was the judgment vacated because payment...

Will my husband's income be counted if I file an individual chapter 7 bankruptcy case for my separate debts?

Yes, because of California's community property laws. Also, when you file a BK, the family income is required as part of the Means Test. This...

Bankruptcy Question

The short answer is "No". I concur with my colleagues who have given you the same response.

What type lawyer deals with Consumer Credit issues?

Depending on the amount involved, hiring a lawyer will always work, but the cost may be out of proportion to your damages. Small claims court...