Questions answered by Stuart Gregory Steingraber

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How to stop or discharged this law suit - Court date in IL state on Dec 10 2015 @ 2 pm

Stuart's answer | Answered on December 07, 2015

None of the debts, including the one owed to RNES were discharged in the business BK. If you signed a personal guarantee to the corporate debt,...

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I filed for a chapter 7 and the judge granted the relief from stay motion. I want to keep my house. Will ch 13 help?

Stuart's answer | Answered on December 03, 2015

I concur with my colleagues and add: You should have your attorney examine the order associated with the Relief of Stay motion to see whether or...

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How may days does a debtor have to respond to a Objection to Plan Confirmation under chapter 13?

Stuart's answer | Answered on December 02, 2015

This is the kind of question to ask your lawyer. No lawyer? Big mistake. Virtually 100% of non-lawyer assisted 13s are dismissed for technical...

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What does the trustee look at after creditors meeting.

Stuart's answer | Answered on December 02, 2015

The trustee is tasked with verifying the accuracy of the paperwork filed, the identity of the filer, and the possibility of finding non-exempt...

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Credit Counseling Classes before bankruptcy

Stuart's answer | Answered on November 30, 2015

No one will treat you with disrespect. In fact, if you proceed on-liine, your interface with a person will be limited, depending on which...

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I want to file bankruptcy. Would it be worth it for debt over $50,000? Almost 80% of my debt is Medical related.

Stuart's answer | Answered on November 28, 2015

I concur with my colleagues who recommend a consultation with an experienced BK lawyer. Some of us offer a free consultation by phone or in...

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Is my credit card issuer allowed to raise my APR for no reason?

Stuart's answer | Answered on November 25, 2015

Sometimes you can switch to another CC offering a better rate and payoff the higher rate card. Be careful that you understand that the switch may...

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My wife and I are interested in filing for bankruptcy. I think we need to do a chapter 13. I am not sure if we qualify because

Stuart's answer | Answered on November 25, 2015

Yes, you can do a Chapter 13 case provided your attorney can formulate a Plan to pay the $75K over 3-5 years in monthly payments based on your...

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Removing a medical bill sent to collections from Credit report, any legal recourse?

Stuart's answer | Answered on November 24, 2015

Simply write: "I dispute this and demand verification" on the item and mail it back to the CRA (all 3 should be notified: TransUnion, Experian, &...

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I received a proof of claim for my home loan from Lender A to whom I send my payments, but I also received another proof

Stuart's answer | Answered on November 22, 2015

My colleagues are correct. Your attorney can notify the creditors of the duplicate claims for the same debt and simply request that one be...

Stuart Gregory Steingraber's Answers (6712)

How to stop or discharged this law suit - Court date in IL state on Dec 10 2015 @ 2 pm

I filed for a chapter 7 and the judge granted the relief from stay motion. I want to keep my house. Will ch 13 help?

How may days does a debtor have to respond to a Objection to Plan Confirmation under chapter 13?

What does the trustee look at after creditors meeting.

Credit Counseling Classes before bankruptcy

I want to file bankruptcy. Would it be worth it for debt over $50,000? Almost 80% of my debt is Medical related.

Is my credit card issuer allowed to raise my APR for no reason?

My wife and I are interested in filing for bankruptcy. I think we need to do a chapter 13. I am not sure if we qualify because

Removing a medical bill sent to collections from Credit report, any legal recourse?

I received a proof of claim for my home loan from Lender A to whom I send my payments, but I also received another proof