What can the creditors without liens do at this point? What are my options to clear this up

More information is needed to give you useful advice. Do you own RE? If so, how much equity is in the property? Any one of your creditors can...

Is there a limit to how much debt you can have for chapter 7

Unlike a Chapter 13 case, there is no debt limitation on what can be discharged. BK is not a DIY project. Find/consult/hire a BK attorney. Some...

I concur with the answers given by my esteemed colleagues and add the following: BK is not a DIY project. The assistance of a competent and...

I concur with the answers given by my esteemed colleagues and add the following: Do not attempt to file without the assistance of a competent,...

What kind of questions will I' be asked?

Even though you confess to lying about your income 9 years ago, that will not be likely to cause you any trouble at this point. That said, it is...

What legal action can I take to protect myself from being forced to pay collections due to a hospitals incompetence?

You can be pro-active or re-active. As stated by my colleague, document everything. Every letter, email, phone conversation should be followed...

When can I file bankruptcy again so as to have a full automatic stay?

My colleagues have given you excellent answers. I add: BK is not a DIY project. Find/consult/hire a local BK lawyer to help you with this.

My husband opened a credit card and added me as an authorized user. Can this case my case to be dismissed?

I concur with the excellent answers provided by my esteemed colleagues.

Chapter 7 bankruptcy in 2013. Abstract of judgment filed in 2007. Will they be allowed to renew the judgment?

The abstract of judgment survives your discharge and is valid for 10 years. Your bankruptcy discharges the debt and bars recovery of the debt...

In a chapter 13 do you want know total or gross income

Some places ask for gross and other places want to know your net. Your attorney will tell you what goes where and what is needed to put together a...