Is my debt legal? Do I have to re-pay for a loan I was not explained well as a child? How should I proceed? Thanks for the help!

The general rule is that contracts entered into by a minor are not enforceable, but you must take certain steps as pointed out by my colleague...

Debtor reopened discharged bankruptcy to add new debt and avoid my lien.

I concur with my esteemed colleagues that this is a matter for you to immediately bring to the attention of a competent bankruptcy attorney. If...

I it a violation of my civil rights if 2 persons tell a security guard at a creditors meeting I have restraining order when neve

Hard to say. Contact a local constitutional lawyer using Avvo "Find a Lawyer".

Collection agency is demanding a full payment or higher monthly payment. What should I do?

You have at least two options: Be pro-active or be re-active. You are probably what is referred to in the debt collection business as "judgment...

Student loans

Your best bet is to click the Avvo tab "Find a Lawyer" in your area specializing in student loan issues. Good luck to you.

What do I do? Do I wait for them to garnish wages and ask for a decrease in payment

The debt may be unenforceable based on the 10 year statute of limitations on judgments. However, the original judgment can be renewed prior to...

Can I take it away from her or can I force her to make the payments or can I give her the car?

Sounds like you have some kind of agreement/contract with her. Unless and until the agreement is breached, you are stuck with the deal you made. ...

Your membership is an asset and must be disclosed in any BK petition you file. How much it is worth depends on what other memberships have been...

What forms do I file with Northern CA District Bankruptcy Court to stop wage garnishment 90 days prior to filing Chapter 7?

I agree with my colleagues however, it may be possible to get money seized in a wage/bank garnishment w/i 90 days prior to filing. You total up...

Can Midlands Financial purchase a debt while I am in chapter 13 and then after chapter 13 done force me to pay them?

Send them a copy of your discharge order. Better yet, have your BK lawyer do that and tell them if they don't close their collection efforts on...

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