You need to consult with a student loan atty expert. I recommend D.J. Rausa of San Diego. I believe he offers a free or low cost telephone...

Do PRIVATE student loans drop off your credit report after 7 years, as other debts do?

I am surprised that you have not been contacted by a collection agency and/or had your income tax refunds intercepted. You need to speak with a...

Is it possible to exit a lease after reaffirming it in bankruptcy?

The short answer is no. However, you might be able to negotiate with the creditor to exit/refinance/? your existing debt. What does your BK...

How can I claim expenses for my father's home healthcare service in a chapter 7 bankruptcy?

BK is not a DIY project. Find/consult/hire a BK lawyer ASAP. You're entering a legal minefield blind. There are certain expenses you can deduct...

Can I stand in the shoes of the bankruptcy trustee?

I agree with what my colleagues said and add: Much more information is needed to give you useful advice. Am I correct that you did not have any...

Selected as the best answer

Contemplating filing Chapter 7. Does CA allow homestead exemption up to 175,000 if 55 or older with annual income less than 25K?

Here is the story on CA RE exemptions in BK: The homestead exemption protects a certain amount of equity in your principal residence. In System 1,...

Any tips on negotiating with student loan debt holders?

I strongly urge you contact a student loan specialist. Atty D.J. Rausa in San Diego covers this subject better than anyone I know. Contact him...

Can I compel my ex to pay my landlord directly thus avoiding my spousal support appearing as income to the IRS?

I concur with the responses of my esteemed colleagues Taylor and Lloyd and add the following: You cannot compel your ex to pay your LL directly...

How can i avoid being sued for an unpaid debt?

More information is needed to give you useful advice. 1. Are you being sued by a creditor whose debt was discharged in your 2013 BK? If yes,...

11 U.S. Code § 524 protects after-acquired community property even only one spouse obtains a discharge. Question is what is..

The term refers to property acquired AFTER a bankruptcy petition is filed. If the debtor or spouse owned an LLC at the time of the filing, its...