Archived
Does U.S. Bankruptcy Code 523(a)(6) or any other regulation allow a debtor to RETRY the trial in which he lost a judgment?
Stuart's answer
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Answered on September 01, 2016
The difference between a state court judgment for fraud and a BK court judgment for fraud lies in the level of proof required. The state court...
Will my rent to own furniture be repossessed if I file chapter 7?
Stuart's answer
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Answered on August 31, 2016
Rent to own is legally a lease. When you file a Chapter 7 case, you will disclose this lease in your Schedule G. Bankruptcy rules require you to...
Archived
Is it better to file for bankruptcy before starting a divorce?
Stuart's answer
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Answered on August 31, 2016
I concur with my colleagues that it is generally better to file BK together, then do the dissolution of marriage. That said, there may be other...
Archived
Insurance company won judgement for cost and fees. Anyone, know if or when I should file for chapter 7.
Stuart's answer
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Answered on August 30, 2016
I'm not sure it is wise to throw good money after bad, BK is the sure thing and the cost will be far less than continued expenses/fees pursuing an...
Archived
I want a clinic or pro Bono to help me as a creditor in a ( so called friends) chapter 7 case
Stuart's answer
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Answered on August 30, 2016
You need to contact an Avvo BK lawyer by clicking the tab "Find a Lawyer". Some may be willing to help you on a reduced fee basis. Some of us...
Archived
How long does bankruptcies, that were never completed stay on my credit report and how can I remove them if possible?
Stuart's answer
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Answered on August 30, 2016
Credit reporting agencies are legally required to report accurate information. If they don't, you can dispute the incorrect information. BK is a...
Archived
I no longer what my car loan, I'm going to write it off on my Chap 7 bankruptcy. When will my car be repossessed?
Stuart's answer
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Answered on August 29, 2016
If you no longer want to retain the car and keep making the payments, you can select that option in your Statement of Intentions. Some auto...
Archived
How long does it take to get chapter 13 discharge papers trustee has been paid all documents have been signed
Stuart's answer
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Answered on August 29, 2016
As long as 6 months. Don't forget your 2nd half financial counseling and your application for discharge. If you have a lawyer, he/she will take...
Archived
Question about obtaining a home loan after chapter 7 BK.
Stuart's answer
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Answered on August 29, 2016
The evaluation of negative credit information is wholly within the policy of each individual creditor. That said, the commencement of the BK is...
Archived
Would the party holding the judgment of possession be listed as a secured creditor or unsecured creditor on my schedules? Thx
Stuart's answer
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Answered on August 29, 2016
I concur with Atty Hansen that after the foreclosure, the debt is unsecured.
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