Credit for your car payments does not outweigh any "advantage" from reaffirming the car loan. You can submit a "consumer statement" in your credit...

How can I file for personal bankruptcy?

Set up an appt with a BK lawyer ASAP to help you sort out your options. This is not going to get any better or easier. Bite the bullet and call...

What can we do?

You can voluntarily surrender the RV by taking it back to the dealership. Get a receipt or take pictures showing it was left at the dealership. ...

Im 2 months into my chapter 13. I lost my job and i had 401k. Can i cash it out as I need to money to live on i have no income

What does your lawyer say? No lawyer? Big mistake. Click the Avvo tab "Find a Lawyer". You may be trying to walk into a legal minefield w/o an...

The larger banks are located throughout the state but most have a central office where bank account levies are handled. The sheriff can serve the...

In LA, the trustee allows you to bring your first Plan payment when you appear at the Meeting of Creditors, unless you failed to appear and the...

Depending on your overall financial condition, amount of debts, monthly family income, etc, you may find bankruptcy a viable solution. Contact 2-3...

The debtor examination is one of the most potent weapons the judgment creditor has if properly administered. The examination order is usually...

If they repossess after the discharge and there is no reaffirmation letter will the repossession do any damage to my credit?

I concur with colleague Gist and add the following: If the creditor reports anything inaccurate in your credit report, you have the right to...

CH13 dismissed for non payment, but just found out we have a HUGE tax bill!

As it turns out, due to the substantial reduction in family income, any Chapter 13 Plan which was/may have been confirmed would quickly become...