Archived
If I owe more than car is worth for a title loan, is the value listed on a chapter 13 petition the value of the car or debt?
Stuart's answer
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Answered on April 29, 2018
According to statistics from the Office of the US Trustee, virtually all non-lawyer assisted 13's are dismissed due to the debtor's failure to...
Archived
What does "CP" mean WRT to a house down payment?
Stuart's answer
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Answered on April 29, 2018
This does not appear to be a bankruptcy related question. Property settlement sounds more like a family law issue. I will change the category...
Archived
Contemplating chapter 7. $100k unsecured debt but own cars, tax refund, pending civil lawsuit?
Stuart's answer
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Answered on April 29, 2018
Bankruptcy sounds very promising for someone in your financial situation. Before you make any moves, consult with 2-3 Avvo BK lawyers offering a...
Archived
If I file bankruptcy is this will affect my wife because she is the earning member and we are not in good relation?
Stuart's answer
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Answered on April 28, 2018
You can file w/o wife but her income must be included in the Means Test to determine your eligibility.
Archived
If a creditor files to be paid in a Chapter 13 bankruptcy, but debtor was part of class action
Stuart's answer
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Answered on April 28, 2018
More information is needed to give you useful advice. What does your attorney say? Your attorney is aware of all relevant facts. We are just...
Archived
When filing BK, can I choose not to discharge a title loan for my car, so I can keep making payments and keepit?
Stuart's answer
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Answered on April 27, 2018
I concur with atty Bunce and add the following: Do you intend on hiring a BK lawyer to handle your case? If so, he/she will be able to best...
Archived
Judgement filed in 2011.
Had to File BK 2013, judgement still shows up in my name
Stuart's answer
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Answered on April 26, 2018
Atty Heston is correct. It sounds like you had judgments in 2011 which were recorded as liens against your real estate. If you did not own real...
Archived
Can an landlord sue a property manager for failing to disclose that a tenant who stopped paying the rent in full had bad credit?
Stuart's answer
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Answered on April 26, 2018
This does not appear to involve any bankruptcy issues so I am changing the category to landlord/tenant so you will get better advice.
Archived
Can I file a new UCC1 if person has filed bankruptcy? Do they expire??
Stuart's answer
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Answered on April 26, 2018
More information is needed to give you useful advice. That said, I offer the following: By filing the UCC-1, you "perfected" your security...
I filed BK and my husband did not. We own a home and I did not reaffirm mortgage during BK. How can I be added to title/deed?
Stuart's answer
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Answered on April 26, 2018
If you and your husband jointly owned the property when it was first acquired and if you have not signed away your interest, the property title is...
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