Archived
Can I apply for an auto loan if I have completed my ch 13 repayment plan but have not yet received my discharge?
Stuart's answer
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Answered on August 06, 2018
You can apply but when you disclose your recently completed BK 13, you may encounter some problems with getting approved, depending on the lender's...
Archived
Letter from trustee
Stuart's answer
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Answered on August 06, 2018
It is never wise to "ignore" information which says you are owed money. If your attorney is a family law practitioner
he/she may be unfamiliar...
Archived
I bought a house, my son is a co-borrower, he wants to file chapter 7 bankruptcy will the house be a part of the bankruptcy?
Stuart's answer
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Answered on August 06, 2018
If your son's name is on the deed as an owner or part owner of the property and if he is co-signed on the note, his BK petition must include...
Archived
Can you refinance home pay out ex husband then file bankruptcy. But keep your home?!
Stuart's answer
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Answered on August 06, 2018
Taking the steps you outline are acceptable as long as you continue making the mortgage payments on the refi. Pulling out cash, then letting the...
Archived
How long is it necessary to keep chapter 7 records? Been since 06, my husband has since passed away.
Stuart's answer
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Answered on August 06, 2018
My colleagues are right. I would keep a copy of the discharge order. It is 2-3 pages. Dump everything else. Sometimes, the assignee of a...
Archived
My wages have been garnished with no court date to defend myself?
Stuart's answer
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Answered on August 05, 2018
I think the answer suggesting you file for bankruptcy and challenge the validity of the judgment is a sound strategy.
I’m filing 13 bankruptcy by myself and they want my bank statements for 2 months. Will they also need my husbands bank account ?
Stuart's answer
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Answered on August 05, 2018
The trustee needs to know how much is the total family income in order to make a proper analysis of your Plan. That said, you are making a huge...
Archived
Can my landlord raise my rent by this much?
Stuart's answer
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Answered on August 05, 2018
Unless you live in an area covered by "rent control" there is little control for a tenant. In our system, the owner of the property is entitled to...
Archived
Credit debt in collections/ possibly be sued how affect my home, if pd current? But have equity?
Stuart's answer
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Answered on August 04, 2018
Perhaps a Ch 7 is a better fit for your situation. You can find out for sure by setting up a free consultation with a BK lawyer in your area. ...
Archived
How long can a BK filing by an LLC delay a foreclosure auction?
Stuart's answer
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Answered on August 04, 2018
The best answer anyone out here can give you is to set up a free consultation with a BK lawyer familiar with Ch 11 proceedings. One question leads...
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