Atty Fraley has given you sound, practical advice. Follow it. If you file BK 13, make sure you have a competent BK lawyer. According to...

Challenge discharge on credit debt.?

A agree with the responses made by my colleagues. If you proceed, be sure to hire a competent BK lawyer. I recommend DJ Rausa in SD.

Can a utility company have my personal bankruptcy information in front of envelope for everyone to see?

Your bankruptcy is a public record. Anyone can access your bankruptcy files and print out almost any document you filed with the BK court. The...

Do i have to provide irs transcripts or is that privilege info? In regaurds to debtor exam.

More information is needed to give you useful advice. Were you served with a subpoena to produce documents? If not, you have no obligation to...

Can judgment creditor subpoena other household members income at a debtor exam? It's my domestic partner.

I have been practicing debt collection law since 1976 and have successfully subpoened 3rd parties many times. However, I have never considered...

How far back can judgement creditor request pay stubs for??? Like 3months,6months, unlimited? Im in san diego california.

Your question seems to overlap somewhat between a debtor's exam and bankruptcy. No debtor's exam is able to be conducted until the creditor...

Should I wait to go bankrupt?

Yes, it is possible to continue making payments on certain debts and discharge the others. That said, remember: BK is more than checking boxes...

Are my parents' financially responsible?

I concur with my colleagues. Absent some kind of written agreement to pay for your aunt's medical bill, there is no way any collection effort...

Will I be responsible for deceased husband debt

This is not a bankruptcy question. Unless the debt your late husband incurred was for things which benefited you, such as medical expenses,...

If you knowingly misstate your income on a loan application you are responsible to pay the debt including any amount left over after the vehicle is...