Archived
How can an ambulance bill sent to debt collection increase from 1800 to 2992? Interest? Can I stop it and can they sue me?
Stuart's answer
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Answered on September 28, 2019
Welcome to the world of interest. You are being charged interest on the debt you owe. The rate could be 10% or more and can double your balance...
Archived
Hello, I just received a request for entry of default what do I do now?
Stuart's answer
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Answered on September 28, 2019
More information is needed to give you any useful options. Bankruptcy might be appropriate if you have other unsecured debts. If you own a home...
Archived
Where can i find a free legal assistance for filing bankcruptcy?
Stuart's answer
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Answered on September 28, 2019
Often, the local bankruptcy court hosts seminars taught by volunteer BK lawyers. Check there first.
How do I fill out my SC-105?
Stuart's answer
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Answered on September 27, 2019
You don't file another SC-105 unless you can first convince the BK court to lift the stay created by the debtor's filing. You cannot refile or...
Archived
Do I have to pay my deductible?
Stuart's answer
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Answered on September 27, 2019
A letter from a local attorney to the repair shop and insurance company might be sufficient. Best advice is to find/consult/hire a lawyer using...
Will I be forced to sell my home by a chapter 7 trustee?
Stuart's answer
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Answered on September 27, 2019
The answer to your question depends on how much equity you have in your property. Until that is known, we cannot give you useful advice. Even if...
What does it mean when you receive a Acknowledgment of Partial Satisfaction of Judgment?
Stuart's answer
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Answered on September 27, 2019
An Acknowledgment of Partial Satisfaction of Judgment means that something has been paid on the judgment. Perhaps, the money that is being...
Archived
So I have just finished paying off my chapter 13 bankruptcy?
Stuart's answer
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Answered on September 26, 2019
HoA's can do pretty much anything they want, the issue is: Is it legal? Is it within its authority? Is it accurate? The answer lies in...
Archived
Mortgage. My option for a delinquent 2nd TD ?
Stuart's answer
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Answered on September 26, 2019
I have a different response from my colleagues. When the holder of the 2nd TD files a lawsuit against you seeking a money judgment, it is making...
Archived
Bankruptcy Adversary Time to File Notice of Appeal?
Stuart's answer
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Answered on September 25, 2019
Rule 60(b) says: "(b) Grounds for Relief from a Final Judgment, Order, or Proceeding. On motion and just terms, the court may relieve a party or...
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