Archived
Spouse wants to file chapter 7. NF-spouse's UI benefits are exhausted as of June 2013. How does this work toward CMI?
M. Wayne's answer
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Answered on June 18, 2013
Of course it will be considered. Your actual financial circumstances and any reasonably anticipated changes are all part of the totality of...
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Archived
Is this a remedy or possible?
M. Wayne's answer
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Answered on June 18, 2013
If it sounds too good to be true...
If this was possible, wouldn't loads of underwater homeowners wave this magic wand and get a free home?
Archived
How can I protect my assets if my wife had a Default Final Judgment entered against her?
M. Wayne's answer
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Answered on June 18, 2013
If the judgment is against her personally and not her business, Capital One can execute the judgment on any property in her name as an owner or...
Archived
Can I be arrested for hitting my husband with a cardboard box?
M. Wayne's answer
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Answered on June 18, 2013
If the cops decide you committed a crime, they could arrest you. If they come to investigate, it usually is best to only talk to them after...
Archived
Will bills my fiance has effect me when we marry even though i filed bankruptcy?
M. Wayne's answer
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Answered on June 18, 2013
Your discharged debt will not "come back." If you work hard to manage your finances, your bankruptcy will have only temporary negative impact. If...
Archived
Im going through an eviction right now and need to know if i file a chapter 13 application will that stop the eviction process
M. Wayne's answer
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Answered on June 18, 2013
The automatic stay goes into effect immediately at the time a petition is filed with few exceptions. The stay would delay eviction but not stop...
Archived
Received a summons from creditor for a civil law suit 15,600 , can I file chapter 7
M. Wayne's answer
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Answered on June 18, 2013
Bankruptcy protection is a good option for getting relief from overwhelming debt. All of your creditors will get notice of the bankruptcy and it...
Archived
Can my husband's bank acct. be attached because of a judgment I have against me if we add my name to acct.?
M. Wayne's answer
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Answered on June 15, 2013
If you become a joint owner of the account, the judgment creditor can levy on the account.
Archived
In chapter 7, or 13 bankruptcy do you have some dollar amount guidlines for living expenses? Things like food costs etc.
M. Wayne's answer
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Answered on June 15, 2013
The standards posted by the US Trustee are good guidelines for most expenses. Remember though that they are only guidelines. If your actual...
Archived
IF I OWE SOMEONE MONEY THAT IS IN CHAPTER 7 WILL THE TRUSTEE TRY AND FORCE ME TO PAY.
M. Wayne's answer
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Answered on June 15, 2013
If it so happens that the trustee decides to try to collect, and you believe you do not owe, you do not have to simply turn over the money. The...
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