Is it a binding contract? Can I legally change my mind and walk away with no consequences?

It appears you could avoid what may be a scam. Good thing you did not pay already. If you feel you may need some backup or representation to...

Check with AMEX and your company to determine if you are the responsible party to pay whatever you charge. If you are, ask AMEX how a personal...

Filed Chapter 7 was granted - IRS wants money for relieved debt on 2 credit cards that sent them a 1099C Do I owe?

You do not have to pay federal income tax on discharged debt. File IRS form 982 and sleep in peace on that issue. As long as your name is on title...

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What happens if my employer doesn't notify me of a garnishment before it takes effect? Do I have legal rights?

You have legal rights, but it would have been a good idea to talk to your employer when you received the paperwork from the creditor. Now that you...

Old Debt

Pay faithfully and reduce your debt to credit ratio. Or get rich and/or pay off everything and don't worry about your credit score. If an improved...

If there is a judgment against you, it can be collected by direct payment, garnishment of wages, levy of bank accounts or other financial accounts,...

Debt that is Seven years old...

A judgment does not just show up. A lawsuit must be filed. You must be served and given an opportunity to respond. If you are served and do not...

I have 13,000.00 and I need 14,000.00 they will not budge. 2400.00 is late fee which the company sold out to another company,whi

If you are seeking help to come up with the money, this is not the place where that will happen. If you are seeking some guidance for stopping the...

Will I need a lawyer to handle a civic matter?

Yes, you should consult with a lawyer and be careful not to make any kind of admission, or promise, or suggestion that she may be right, to the...

Is my son liable to pay for a dent he got in a company vehicle and now he no longer works there

He may be liable for the cost of repair of the dent but his ex-employer may end up owing him much more than that if the paycheck was wrongfully...