Archived
My loan officer informed me 1 week before closing that he had accidentally mis-calculated closing costs by ~$20,000.
Richard's answer
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Answered on June 19, 2015
I agree with Mr. Elkins that this isn't an increase in the closing costs, this is a decrease in the loan amount. That's a different case. I'd be...
Archived
I have a home in California that I purchased in 2007 that has 2 mortgages (80/20). In 2011 I refinanced my first mortgage.
Richard's answer
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Answered on June 19, 2015
Mike, you've got a lot of valid questions and you have a right to be concerned about your situation. You're case is complex enough to take the...
Archived
Is a written employment contract enforceable, if given to employee over one month after employment began?
Richard's answer
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Answered on June 19, 2015
The contract itself if probably valid. However, California is not keen on noncompete clauses. That may not be enforceable against you. Sit down...
Archived
Is there a statute of limitations period for performance of a contract (turn irrigation service on)?
Richard's answer
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Answered on June 19, 2015
Sit down with an attorney in your area and go over your facts and documents. It's probably going to depend on what your "misunderstandings" are. ...
Archived
I need help getting my boat trailer finish repaired it's been paid for in the company k lied to me that the parts are on the way
Richard's answer
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Answered on June 19, 2015
You can always file a complaint with the Bureau of Consumer Affairs. I don't think that the Bureau of Automotive Repair has jurisdiction over...
Archived
Title loan contract question
Richard's answer
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Answered on June 19, 2015
Deja vu. You're only responsible for contracts that you sign.
Archived
Title loan contract question
Richard's answer
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Answered on June 19, 2015
The short answer is that you're only going to be liable for contracts that you sign.
Archived
What assets should be put into a by pass trust - faster appreciating, or slower appreciating and why
Richard's answer
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Answered on June 19, 2015
I agree with Mr. Zelinger. A by-pass trust by-passes the second spouses estate when that second spouse passes. You want to put as much money in...
Archived
Hawaian corporation in CA, with no activity still need to file tax in CA?
Richard's answer
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Answered on June 19, 2015
The Hawaii corporation would only file a tax return in California if it is registered to do business in California as a foreign corporation or if...
Will I trigger a property tax reassessment when I transfer title from an LLC to a husband and wife as community property?
Richard's answer
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Answered on June 19, 2015
You mention two transfers: (1) from LLC to H & W; then (2) from H & W to Trust. Each transfer will have to qualify for an exclusion from...
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