Joel Mark Feinstein

I went to the Law Office of Joel Feinstein (and his cover company Smart Way One) to attempt to negotiate a loan modification starting in 2010. He and his staff outlined a process to collect information and work with the banks to make the house affordable. They get you through the first few steps qu...ickly to collect as much money as they can get from you so it seems to go great through service level 2. When it actually came to getting the loan modification, Joel and his staff did not appear to be interested in even negotiating with the bank. He came to the conclusion after about a week that the bank was not going to modify the loan with any reasonable terms. So now the problem: When you hire a law firm to fight for you, one would expect them to do just that. Joel Feinstein instead just gave up on the work (but of course his office aggressively attempted to collect the remaining balance from me). I would not recommend Joel F and suggest you work directly with the banksor find a better lawyer.

JULY, 2009 I ENTERED INTO A LOAN MODIFICATION ON MY CONDO BECAUSE THE FIXED RATE WAS ENDING IN DEC. 2009 AND MY MONTHLY PAYMENT WOULD GO UP A LOT AND I WOULD NOT BE ABLE TO MAKE THE MONTHLY PAYMENTS. I PAID HIM AND HIS COMPANY , SMARTWAY FINANCIAL $2000 AND BECAUSE OF THIS, I GOT BEHIND IN MY MORTGA...GE PAYMENTS. I AM NOW $4000 BEHIND IN MY MORTGAGE AND ON AUGUST 21ST,