Christopher Donald Hewitt

I file Chapter 7 bankruptcies for clients who are below the median income or due to high mortgage payments can still qualify for chapter 7 bankruptcy and claim their fresh start. California gives up to 125,000 in equity for a home to be protected. If you don't own property you can protect 21,500 toward anything including cash above and beyond your normal exemptions such as a car for 3500 etc. Please call me if you are facing a surmounting debt situation.

I offer debt negotiation and debt settlement services to clients who don't want to file bankruptcy and will negotiate with your creditors at a low cost to you. Most of the money I will make will be on the savings. I will also apply 50% portion of any fee I've collected, if you determine that bankruptcy is a better option.

I file chapter 13 bankruptcies so that people can reorganize their finances when they are above the median income, or when they are really behind on mortgage payments and need to let their delinquency be paid off through the chapter 13 plan.