There are 2 separate issues here: First, a "charge off" is only an accounting term. It simply means the creditor deems your account bad,...

Will my husband's former girlfriend get anything from the sale of a home if she went through a now-discharged bankruptcy?

More information is needed, but if she properly exempted her share of the equity and she is on title, then technically she is entitled to her share...

Discharging/Bankruptcy for private student loans not used for educational expenses.

I agree that many questions and potential pitfalls are raised when you say NONE of the loans were used for education. While there are angles to...

Question about Chapter 13 Bankruptcy and IRS Taxes...

More info is needed, but on a basic level, you are not supposed to incur post-petition tax liabilities while you are in Chapter 13. If you have an...

I filed Bankruptcy in October 2013.Payday loans where involved and now they are telling me they are going to send me to jail.

That sounds like a scam. If they are threatening jail and refusing to send anything in writing, those are tell tale signs. It is tough to deal...

Will. A chapter 13. Bankruptcy. Give the ci me time in a foreclosure and. Punitive. City of Portland Oregon liens and taxesserv?

Yes, you can file a Chapter 13 to cure arrears and address the outstanding taxes and fines. Feasibility of the proposed plan is a key requirement....

Question regarding debit collecting harrasment.

That sounds like a scam, particularly if it is for a debt you do not recognize. Consult with a consumer attorney and check your credit report. If...

How can my son find out what collection agency was paid to collect a debt from unpaid rent after he lost his job in AZ last yr?

Agreed, a credit report is a good place to start as is a straightforward call to the landlord. Once someone claims the debt, get a written...

Does a bank have the right to deny me a modification if I'm in the process of bankruptcy?

BK does not give you a right to modify a mortgage. The lender can make all the same determinations for a modification application both in and out...

What are the key differences between Ch 7 and Ch 13, pros and cons of each and which would you recommend given my situation?

I agree with my colleagues here, I will only add that perhaps you should consult with a tax specialist as well. BK can only do so much for recent...