I am wanting to get my bank loan in my name. My husband passed away in 1999 and I need to refinance.

More information is needed to give specific guidance. If the home and loan are only in your late husband's name, and there was no will, you will...

I'm being sued for non payment on a credit card. What do I do?

You should file an answer in the case to avoid a default judgment and consult with a bankruptcy attorney. Your home is exempt up to $150,000 in...

Generally speaking, if you are using your tax refund to purchase an exemptable asset, you are fine. It will be important to keep a paper trail and...

How far back can they go to collect a bad debt?

You should consult with an attorney that specializes in consumer law and bankruptcy. While the statute of limitations in CO is 6 years, more info...

I filed chapter 13 to stop the forclosure but now I am approved for hamp. Can i withdraw the petition before the confirmation he

Follow through on the Chapter 13 at least until the loan modification is signed, sealed and delivered. You are right not to trust the bank, and...

Can I use the homestead exemption to protect other protect other property if I do not own a home?

You should consult with a BK attorney and not file pro se. You may have options as to exemption selection, but is a very fact specific inquiry,...

I purchased a car 7 months ago for 18,000. Well property tax notice says my vehicle Is worth 11,200. Blue book says its lower.

Without seeing the contract, it id difficult to say what your options are. It is not unusual for tax assessments to be lower, as well as blue book...

I have a 2 yr. old charge off on my credit report should I settle or pay in full?

If you have not already consulted a consumer attorney regarding the fraudulent account, it might be a good idea. If you have a claim based on the...

Please tell me what I must do..

You need to schedule a consultation with a bankruptcy attorney to assess your situation. If you are on disability, your income is safe and you...

Do I only need a bankruptcy lawyer?

Most BK attorneys have experience with these credit repair/debt settlement companies. Schedule a consultation and bring your contract along. In...