Archived
How can I negotiate a payment plan for a private student loan without a fight with the debt collector?
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Answered on March 27, 2015
You can always renegotiate, particularly if finances have changed. Whether or not they will play ball is of course the issue. It will be worth...
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Archived
Can money be taken/held from my bank account when I have received no notice of judgment against me?
James's answer
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Answered on March 27, 2015
If you truly received no notice, you can ask the court to quash the garnishment and set aside the judgment. Unemployment loses its distinction...
Archived
Can Arizona Justice Court issue a Abstract of Judgment against a person receiving Social Security Benefits?
James's answer
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Answered on March 27, 2015
Your source of income is irrelevant as to whether a judgment can be entered against your for a debt or any other civil matter. The judgment is a...
Archived
Mortgage is in husband and his ex wife name.she filed bankruptcy and also did quikclaim deed over to my husband.
James's answer
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Answered on March 27, 2015
You should find a real estate lawyer right away. If you are making the payment timely, it is unlikely there is any foreclosure issue imminent, but...
Archived
Do I need a lawyer to settle my debt ?
James's answer
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Answered on March 26, 2015
I agree with the need to consult an attorney and explore your BK options. I will add that debt settlement is not done quickly. If you are current...
Archived
What if I used a 401K loan to loan a family member money between 6-12 months before filing bankruptcy.
James's answer
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Answered on March 25, 2015
You definitely need to consult with an attorney on the specifics. Money owed to you is an asset of your case, and gifts or transfers of cash to...
Archived
Should I file bankruptcy
James's answer
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Answered on March 25, 2015
A Bankruptcy will not remove your name from the title or the loan, just discharge personal liability and cease payment reporting on your credit...
Archived
For filing for bankruptcy for credit card debt how does one do it?
James's answer
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Answered on March 25, 2015
The best place to start is a free initial consultation with a bankruptcy attorney. The forms are available at the court and there are self help...
Archived
How do I end harassing phone calls to myself and other family members for good?
James's answer
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Answered on March 24, 2015
I agree that you need to consult a consumer attorney about possible consumer protection law violations. You should also get a copy of your credit...
Archived
Don remember if I'm the primary or the cosigner on the car I signed for a friend
James's answer
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Answered on March 24, 2015
Since you are on the lease you can call the finance company directly and get all the information from them. You then need to consult with an...
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