Archived
I'm in a chapter 13 in Wisconsin. My vehicle was totaled in auto accident in June of 2017. I filled out a new budget, provided
Brian's answer
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Answered on November 02, 2017
From whom are you waiting for that "approval"?
Has your attorney filed the motion for permission to incur the new debt (which the Trustee must...
Archived
Bankruptcy Chapter 7 Seperate?
Brian's answer
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Answered on November 02, 2017
There is a lot involved in answering your question, and you should, of course, meet with a local attorney to get ALL the facts; but, yes, you can...
Archived
Can I file for Chapter 7 bankruptcy after my chapter 13 bankruptcy was dismissed for non-payment?
Brian's answer
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Answered on November 01, 2017
If you convert, the stay will still be lifted; and Ch7 is no place to try to save your house (unless you're planning on walking away anyway).
If...
Fraud and Misrepresentation?
Brian's answer
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Answered on November 01, 2017
You haven't mentioned anything about a bankruptcy, so I'm not sure why your question is in that category.
Also, it is unclear if you're referring...
Can payloans and flex loans(lines of credit with an high interest rate-360% be excluded for a bankruptcy ?
Brian's answer
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Answered on November 01, 2017
I agree with Mr Caldwell. That debt will be discharged and you should stop paying on it immediately.
Is the automatic stay reinstated on a property surrendered in a Chapter 13 plan if the case converts to a Chapter 7?
Brian's answer
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Answered on November 01, 2017
No - not if the case is converted ... because it's the same case.
If, however, your Ch13 is dismissed (NOT by you "following" a relief from stay...
Archived
Chapter 13 Bankruptcy
Brian's answer
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Answered on October 31, 2017
There is no such thing as a Notice of Intent to file a Motion to Dismiss. The motion to Dismiss is filed and you have 28 days to obtain a Hearing...
Archived
I owe more than my vehicle is worth do I still list it in the assest column on the bankruptcy page for exempt?
Brian's answer
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Answered on October 30, 2017
The answer to your question is: no - it does not have to be listed on Schedule C if there is no equity.
Archived
Is a garnishment from 1 creditor an exemption to prevent another collection?
Brian's answer
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Answered on October 30, 2017
No - a garnishment of your wages by one creditor does not prevent another creditor from levying your bank account(s).
Is it possible to file Chapter 13 bankruptcy again if your case was dismissed for non payment?
Brian's answer
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Answered on October 28, 2017
Yes, it IS possible to file another Ch13; but the automatic stay will only be good for 30 days so you'll need to hire an attorney right away to...
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