Archived
I cannot afford to pay fines equaling 14,000$ I get 815$ from SSA. Can I make small payments each month?
Brian's answer
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Answered on November 09, 2017
Some of what you're calling 'fines' may not be. Court fines and penalties and restitution are not dischargeable in bankruptcy but other charges...
How can I stop my foreclosure sale of Dec. 6th if BK is no longer an option but I will be able to come up with the funds?
Brian's answer
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Answered on November 08, 2017
another option ... initiate bona-fide loan modification proceedings
Archived
Our mortgage was discharged back in 2011 as part of a Ch 7 Bankruptcy...what options do we have for moving out by July 2018?
Brian's answer
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Answered on November 07, 2017
The most "economic" way to "move forward" would be to stop paying on the discharged mortgage and offer a Deed in lieu of Foreclosure to Deutsche Bank.
Archived
Can I send an adjournment letter to family court (child support modification)?
Brian's answer
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Answered on November 07, 2017
In an extreme emergency, where neither you nor anyone else can appear on your behalf, you may write a letter to the court. You must explain your...
Archived
What to do about the taxes on IRA investment?
Brian's answer
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Answered on November 07, 2017
See my answer to the identical question under Bankruptcy
Archived
Service provider failed to apply mortgage payments to the account that was paid through court?
Brian's answer
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Answered on November 07, 2017
The court can order whatever is appropriate.
I assume you meant to say you are 'again' (rather than 'still') in chapter 13 and that the...
Archived
What do I do with this situation as far as taxes and payments?
Brian's answer
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Answered on November 07, 2017
If you are prepared to surrender the condo, then you can do that and the taxes (and, probably, the loan) would not have to be paid. But it sounds...
Will my car insurance be canceled if I file a past due amount I owe them?
Brian's answer
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Answered on November 07, 2017
Your insurance will be cancelled for non-payment of premium, whether you file BK or not).
Archived
Can court grant eviction only tenant (wife) while tenant husband in chap 13?
Brian's answer
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Answered on November 07, 2017
No ... the co-debtor stay (in Ch13) protects the Wife as well as the Husband.
Unfortunately, the stay can be lifted (against both) relatively...
Archived
Will filing for bankruptcy prevent utility disconnections such as power and water?
Brian's answer
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Answered on November 06, 2017
A BK will prevent disconnection, and you will be discharged of whatever you owed on the date of filing ... but you must pay a new deposit (or other...
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