Archived
Can I stop paying repo judgements 3 months before I can file for chapter 7 - or will they garnish me that quickly?
Brian's answer
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Answered on November 25, 2017
Yes, they can serve your employer with an Earnings Withholding Order as soon as they are able to obtain one, which doesn't take very long once your...
Where can I file Chapter 13 from?
Brian's answer
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Answered on November 25, 2017
As you already have learned, you can file where those assets are (where you would rather file). But to answer your other question, an asset is...
Archived
Do I have to pay my auto loan when it is "charged off?"
Brian's answer
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Answered on November 25, 2017
I guess we'll know the answer in 3-4 weeks.
It sounds legit; but you will not be sure that no repo will ever occur until you do have the title.
Can a repo company take my car if it gets impounded ?
Brian's answer
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Answered on November 23, 2017
Yes, they can ... and, if you were were willing to surrender it, you should encourage it.
Archived
How will I be certain that I’ve asked all I can/should, in regards to Judgement to Produce Assets?
Brian's answer
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Answered on November 23, 2017
This is posted under 'Bankruptcy'; but it's unclear why.
Is the judgment debtor in a bankruptcy? Are you referring to the 341(a) Meeting of...
Archived
What happens if you file a Chapter 13 Bankruptcy, your attorney did not file a reaffirmation agreement.
Brian's answer
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Answered on November 21, 2017
Assuming you filed a Ch7, and assuming you do not owe twice what the car's worth at 10+% interest, you can request a ReAff from FMCC, fill it out,...
Archived
Is more than a month unreasonable for my representation to respond?
Brian's answer
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Answered on November 21, 2017
We cannot know whether that is "normal" for your attorney; but if the debt is "included" in your plan, then the communication is a violation of the...
Archived
Can i file Chapter 7 without using my attorney?
Brian's answer
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Answered on November 21, 2017
I am going to assume that you have already discussed this with your attorney, that it makes sense for you to convert, and (s)he has given you...
I will be getting a yearly bonus not long after I file for bankruptcy. Will I be allowed to keep it?
Brian's answer
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Answered on November 20, 2017
If you file Chapter 7, you can keep any post-petition income (except the right to an inheritance within 180 days of filing).
Archived
What can be done if service provider failed to respond to QWR and SOL has expired?
Brian's answer
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Answered on November 20, 2017
Unclear why a Ch7 Trustee would issue a final cure notice.
Nevertheless, as Mr Starrett assured you, the automatic stay cannot be violated if it...
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